History Business & Finance ... A refund on a debit card can be a long process, depending on the type of refund needed. The transaction will show up as a "pending" transaction almost immediately. This Site Might Help You. Your old debit card will be on the VISA or Mastercard database, linked to your bank account. The Electronic Fund Transfer Act allows banks up to 10 business days to decide whether or not to issue a refund to your bank account. My question is, when will the refund reflect on my debit card balance? If the card you paid with is closed or invalid, please contact the issuing bank, as the money will still be refunded to your credit card account. eBay Money Back Guarantee covers other electronic payment methods as well, when they are used in eBay Checkout, including ProPay, Skrill, Bill Me Later, credit card, and debit card. You can update the credit or debit card information we have saved for your account at any time: Go to Personal Information - opens in new window or tab in My eBay. It's been already 10 days . eBay have been known to hold people's money for up to 180 days. Sometimes when you pay for an item with a credit or debit card, you’ll go through PayPal guest checkout. Unfortunately, it doesn’t work that way with debit cards. Updating a saved credit or debit card. How long does it take to get a refund on a debit card?. The Paypal representative I DID speak with today at 4:13 PM was named Shin. eBay has probably processed the refund and sent it on to your card processor, and that's where it's stuck for now. If I paid for my purchase with PayPal and something goes wrong, should I file a PayPal Purchase Protection request or an eBay Money Back Guarantee request? No. In your case, because you paid by debit card, your refund is probably going directly back to the card, and both Visa and MasterCard take a few days to verify a credit before applying it. This means a refund request on Tuesday should take until the following Monday to arrive. If you funded the original paypal payment to the seller with a debit or credit card then it won't go back to your paypal balance. Sounds like you need to file a complaint with ebay! Most major issuers of prepaid credit cards, including Visa and MasterCard, treat purchases with prepaid cards the same as purchases made with conventional credit cards or debit cards. 1 Because the transaction must complete its outward journey before it can be refunded. Refund was issued last Sunday . In most cases this will not be a problem, but in some cases there will be an issue. Googling "why refunds take so long on debit cards" gives some insght on the complex behind the scenes process. The refund showed up on my card statement on the 12th. Here's a quote: "It's a bit of an illusion. How do I refund the buyer using that? Once marked as completed it will automatically go back to your bank account or credit card but takes up to a week to process through to the bank and a bit longer for a c.c (paypal say allow 30 days but I have never waited longer than a week for mine). If your item hasn't arrived, has turned up damaged or faulty, or if you just want to return it, let the seller know so they can help you out. If the refund can't be applied to your debit card, it'll be sent to your PayPal … I received an email on Sunday (19th of April) that i’ve been issued a refund for the app using iTunes Report a Problem. A refund for a cancelled order which was originally made using a credit or debit card may take up to five days to show on your credit/bank statement but typically appears in 24-48 hours depending on your bank. 2 The seller may have already transferred the money out of their PayPal account, so the money must be retrieved from the seller’s bank account before it can be refunded to your account. On Paypal it says the refund is complete but since the day I got the refund (Friday) up until now ( basically Tuesday) I have checked each day on Paypal and in the bank to see if the money as refunded to either and it has not been refunded. You can update the credit or debit card information we have saved for your account at any time: Go to Personal Information - opens in new window or tab in My eBay. Refunds to PayPal are instant and the funds are instantly removed from our account back to yours. It only takes a minute or two to log in and physically issue a refund. This means that the card user has to be careful that their bank account is able to take these recharges. A debit card refund can take as long as 10 working days to arrive. For example: On the 9th, I was told that Amazon was going to refund some "import fees deposit" money. Been on ebay for very long time but almost always used paypal. The timing also depends on the method of the return. USPS has lost my package I had out for delivery, and the buyer now wants a refund. PayPal using your Credit/Debit Card. If you take the unwanted item back to the store where you bought it, the person who waits on you can swipe your card and begin the process of reversing the charge right away. More Less. Why refunds take so long to post to credit, debit cards: Money Matters Updated Jan 29, 2019; Posted Nov 07, 2018 Why refunds take so long to appear on credit, debit cards. Debit card: your refund will go to your debit card. How Long Do Paypal Refunds Take?Is There a Faster Option to Refund My Money? Go to the Financial Information section, and select Edit next to the credit or debit card you want to change under Checkout saved payment methods. Hello, I purchased something on my debit card. I don't have enough in my paypal account to refund the buyer, but I do have enough in my debit card. When you make a purchase and your card is swiped, it sends a temporary authorization or hold to your bank. I decided to not get an item and the seller refunded the same day. If you paid for a purchase with your debit card, that is how you would be refunded as well. Q: I’m curious about why refunds for charges made on a credit card generally don’t show up on your statement for seven to 10 “business days,” while the original charge shows up immediately when the charge is made, no matter what day of the week it is. Now the second £38.00 has cleared my account and I have not received my refund. How long your refund takes to be processed and reflected on your credit card statement depends on both the retailer and the card's issuer. This is from the IRS website: "It takes additional time for refunds to be processed after leaving the IRS, and for financial institutions to accept and deposit them to bank accounts and products like debit cards." Why refunds take so long to post to credit, debit cards: Money Matters. This refund method is only available for 60 days after the end of the transaction. The key to receiving a refund on one of these cards is to ensure that your circumstances meet the refund criteria set by the company from which you made the purchase. If Etsy have issued a refund to your old debit card, your money will turn up in your bank account in the next few days. She told me the money was already sent to my credit card. eBay Authenticity Guarantee items are considered 'final sale' when the seller doesn't offer returns or the return is outside the seller's stated return window, and the item is in new condition. Refunds to a debit/credit card may not be instant for a couple of reasons. When you return an item, or find a debit card charge on your account you didn’t authorize, you want the money returned to your bank account immediately. The service is often used as a payment method of choice for online purchases. The wallet has been refunded already a long time ago . Card refunds take a couple of days, and I don't think the weekend counts. It is then up to your bank to process the refund and place the funds back into your account. I can't do anything about it other than to refund the buyer. Recently got a defective product, seller was fine with it paid for a return shipping label and set it back. For thinkmoney customers, we'll credit the refund as soon as we see it but it can take five working days. How long does a paypal refund (from debit card) from Ebay take? Buyers have multiple ways to pay for their products on eBay including paying with a credit or debit card, Apple Pay, Google Pay, and PayPal.Sellers should understand how payment processing is managed on eBay and how their business benefits from new payments services. It may take up to 30 days for the refund amount to appear on your card statement. How long before a refund shows up on your debit card? This is what ebay says about paying with credit card/debit card at checkout. We don't know exactly how long it will take for your refund to deposit to your Turbo Visa Debit Card. @Jrod10 . Question: Q: How long will Apple refund to debit card. But to address the question to how long it takes to receive a refund on a PayPal debit card, for anyone else reading this and wondering.....mine took 2 days if I recall correctly. But the debit part is still yet to be refunded . Refunds to credit/debit cards usually takes 2-5 business days, however it can take up to 30 days depending on the card company involved. RE: How long until a debit card refund shows up in my account? Updating a saved credit or debit card. Refund is issued to a cancelled debit card/ credit card If your refund comes through a debit card or credit card that you have cancelled just because of some fraudulent activity, the bank will sanction the refund amount into your account that is linked to the same debit card/ credit card number, as the account number is still active. Find answers to your returns and refunds questions. I ordered a return last Sunday . I … For Authenticity Guarantee purchases, eBay Money Back Guarantee does not cover returns on the basis that an item is not as described when the item is considered final sale. If your payment was processed by PayPal, your order is covered by the eBay Money Back … The thing that must be remembered is that a refund against a debit card will not be made against the debit card itself, but against a bank account. Go to the Financial Information section, and select Edit next to the credit or debit card you want to change under Checkout saved payment methods. PayPal is a widely popular digital payment service that currently has 325 million active users worldwide. Yesterday I supposedly got that amount refunded back onto my debit card, but when I look online at my bank account, I don't see anything about the refund or the company that did the refund anywhere on my statement. Ebay pushed the refund button and it showed up within 5 minutes as a refund on my PayPal statement. I paid partial debit and part with my steam wallet . Eventually the manager came over and agreed that I had been charged again and refunded my card £76.00. 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